How to Solve All Your Money Problems Forever by Victor Boc Book Review (1996)
How to Solve All Your Money Problems Forever is Victor Boc's 1996 book, and that title is the author's promise, not this review's finding. Inside it is a short daily routine he calls the Two-Prong Method, aimed at two forces he says act on money: an attractive one and a repellent one. The book sits at number twelve on the reading list circulated by Kevin Trudeau's fan club. This review makes no claim about what the method does for anyone. It tells you what the method is, where it is thin, and why the title is its weakest part.
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What How to Solve All Your Money Problems Forever Actually Teaches
The premise
Victor Boc's starting position is that money answers to forces rather than arithmetic. Every person, in his argument, exerts an attractive force that draws money toward them and a repellent force that pushes it away, and almost everybody works on the first while ignoring the second. This is a law of attraction book with an unusually specific procedure attached.
Creating a Positive Flow of Money into Your Life
The subtitle is the thesis: Creating a Positive Flow of Money into Your Life. Every word is load-bearing. Creating, because Boc treats the flow as something you build rather than something you find. Positive flow, because the model is a current with a direction, not a balance with a number. Into your life, because the destination is your own situation rather than a market.
So the working question is never how much money you have. It is which way the money is moving. A positive flow of money, in Boc's telling, is what shows up once the attractive force is working and the repellent force has stopped cancelling it out. That is why the second prong exists, and why the book spends no pages on budgets.
Prong one: ask precisely
The first half is visualization and affirmations, and Boc's reasoning for it is blunt. Until you know exactly what you are asking for, and ask for it in those words, you are not in a position to recognize it. Anyone who has read It Works has met this argument already. Write the statement, read it daily, keep the wording fixed. The affirmations are the mechanism Boc trusts to do the creating.
This is also the half with the most published resistance to it, most of it from the research group run by psychologist Gabriele Oettingen at New York University. That criticism is set out further down this review, because it is the one problem in the book worth taking seriously before you start.
Prong two: glad giving
The second half is the part nobody else in this category does quite this way. Boc asks you to give money away on purpose, as soon as it arrives. He calls it glad giving. The figure is 1 to 5 percent of net income, after tax and deductions, and he is specific about where it goes: somewhere you cannot benefit from in return and cannot be repaid by.
His reasoning is the interesting part. He says the repellent force is built out of desperation and attachment, the grip you keep on money because you worry about not having it. Deliberately letting a small part of it go, in his telling, loosens the grip. The giving is not the point. The releasing is.
How much it asks of you
The publisher's description says the routine runs under ten minutes a day and needs no starting capital. That is the entire prescription. Everything else in the book is argument and reader accounts.
Editions, ISBNs and Which One to Buy
This book has moved between publishers and the listings disagree. Buying used, the ISBN is the only thing worth trusting.
| Edition | Publisher | Year | Pages | ISBN |
|---|---|---|---|---|
| First edition, catalogued as How to Solve All Your Money Problems Forever Creating a Positive Flow of Money into Your Life | Vorco Publishing, Portland, Oregon | 1996 | 280 | 0912937319 |
| Trade edition recorded by Open Library | Berkley Publishing Group | Not stated in the record | Not stated | 0399523782 |
| Current paperback, the one linked on this page | Vorco Publishing | 2013 | 330 | 9780912937328 |
What the Open Library record shows
The 1996 first edition and the 2013 printing carry different ISBN numbers and different page counts, so a listing showing one ISBN with the other's page count has not been checked. The Berkley record also shows the book reached a trade house at some point.
Key Takeaways: Victor Boc's Two Forces Next to Kevin Trudeau's Vocabulary
Put the two systems side by side and the diagnosis matches far more closely than the method does. The table shows where Victor Boc's vocabulary and Trudeau's line up, and where they do not.
| Boc's term | What it means in the book | Closest thing in Kevin Trudeau's material |
|---|---|---|
| The attractive force | The pull you exert toward money, worked through visualization and precise asking | The attractor field, which Trudeau describes as the signature of a space rather than a person |
| The repellent force | The push, built from desperation and attachment to money you already have | Counterintentions, which he describes as inherited subconscious beliefs running against a stated goal |
| Glad giving, 1 to 5 percent of net income | A deliberate release of the grip, with no expectation of return | The release, his practice of holding an intention while dropping attachment to the outcome |
| Under ten minutes a day | Practice comes before circumstances change | The Training Balance Scale, his claim that success runs roughly 90 percent internal to 10 percent action |
| Precise asking | Name the exact thing before you ask for it | Desire, the first step of his four step formula |
| No mention of budgets, debt, tax or investing | The book stays inside the reader's reaction to money | His own money teaching is structural, which makes the two complements rather than rivals |
Why Kevin Trudeau's List Carries This Book
It sits at number twelve on the fan club reading list, two places below Success Through a Positive Mental Attitude. The reason is not hard to find once you set Boc's second prong beside Trudeau's central diagnostic.
His article on counterintentions names three inherited money beliefs outright: money is bad, I do not deserve it, I cannot keep it. Read those three, then read Boc on the repellent force. Two writers describing the same object in different vocabularies. Boc calls it a force. Trudeau says it is a program someone else installed.
The methods then diverge, and that is the useful part. Trudeau's four step clearing process runs through awareness, identifying the inherited belief, reaching a receptive state he calls the THETA state, and replacing the belief. Boc's route is behavioral. Give a little away, deliberately, every time money arrives, and let the repeated behavior do the arguing. One method works on the belief, the other on the reflex, and a reader who has stalled on the first has a reason to look at the second.
Boc's attractive force has a rough counterpart in Trudeau's attractor field, though they are not the same idea. Trudeau's version is about objects, rooms and what he calls the aesthetic wave. Boc's is entirely about a person's internal state. The tighter match is the release described in his wealth rituals article, holding an intention while dropping attachment to the outcome, which is glad giving stated as a principle instead of a percentage. The ten-minute daily discipline lines up with the Training Balance Scale.
Where the two part company is scope. Read what Trudeau teaches about money and what he calls the financial matrix and most of it is structural: debt, tax structures, corporate protections. None of that appears in Boc, who wrote one narrow book about one internal mechanism. Read it as a chapter, not a curriculum.
Where It Sits Next to the Global Information Network
Trudeau founded the Global Information Network in 2009 as a private membership club that states it has members in more than 160 countries. The pitch is access to material he says was kept private.
Boc's book is the opposite kind of object: a small-press paperback from Vorco Publishing in Portland, Oregon, cheap, narrow, and built around a single reflex most money books never mention. If Trudeau's system is the curriculum, this is one exercise out of it, at the price of a used paperback. The emotional half overlaps heavily with Ask and It Is Given, which describes the same resistance in an entirely different language.
Who Should Read It and Who Should Skip It
Read it if
- You want a defined daily procedure instead of another philosophy of abundance. The instruction fits on an index card.
- You already suspect your money problems are a reaction rather than a spreadsheet problem.
- You are working through Trudeau's material and want a behavioral route at the target his theta process aims at.
- You want it short. The book does not pad.
Skip it, or go in with your eyes open, if
- You need budgeting, debt, tax or investing help. It is not that book and does not pretend to be. Nothing in it is financial advice, and nothing in this review is either.
- You have already read the law of attraction canon. Prong one will be familiar to the point of boredom. Prong two is the only reason to pick this one up over the twenty others.
Common Criticisms of How to Solve All Your Money Problems Forever
The title writes a cheque the pages cannot cash
Start here, because everybody does. No book solves all your money problems forever, and the publisher's own copy makes it worse: it promises to eliminate financial worry and calls the Two-Prong Method the most powerful money-management system ever devised. That is the kind of marketing that costs a book serious readers. Judge the method, not the jacket.
Assertion where the evidence should be
The two forces are asserted, never shown. Victor Boc offers reasoning plus reader accounts, and reader accounts are the weakest proof there is, because the people who ran the routine and got nothing do not write in.
Prong one runs against the published research
This is the criticism the book never answers. Gabriele Oettingen's research group at NYU has produced a long run of studies finding that vivid positive fantasy about an outcome, on its own, predicts less effort and poorer attainment than fantasy paired with a hard look at the obstacles. Prong one is vivid positive fantasy with affirmations attached. Boc engages with none of that literature, which is odd, because prong two is closer to what the research points toward: it swaps the picture for a concrete action.
It asks for money from readers who may not have any
Glad giving asks you to hand over 1 to 5 percent of net income the moment it arrives. For a reader in genuine money trouble that is a real cost, and the book treats the objection lightly. A fair reading is that Boc is teaching a state change and using money as the instrument. That does not make the instrument free.
All four objections are real, and none of them touch prong two's central observation. That idea survives the title, the marketing and the missing evidence.
The verdict: 3.5 out of 5. The method is unusually specific for the genre and the diagnosis behind prong two is worth the price on its own. Points off for a title that overpromises so hard it undercuts the book, for an argument built on assertion and reader stories, and for a first prong that ignores the research pointing the other way.
Frequently Asked Questions
What is the Two-Prong Method in How to Solve All Your Money Problems Forever?
It is Victor Boc's name for the daily practice at the centre of the book. Prong one is visualization and affirmation, stating precisely what you are asking for. Prong two is glad giving, deliberately giving away a small percentage of money as it arrives. Boc's argument is that the first raises what he calls your attractive force and the second lowers your repellent force.
What is glad giving?
Boc's term for giving away 1 to 5 percent of your net income, after tax and deductions, the moment it arrives, to a recipient you cannot benefit from or be repaid by. His stated reason is that the practice loosens the grip on money that he says creates the repellent force.
Does the book really solve all your money problems forever?
That is the title, and it is the author's promise rather than a finding of this review. No claim of that kind is made here, and nothing on this page is financial advice. The book supplies a defined daily practice and an argument for it. Whether it does anything for any particular reader is not something a book or a review can say in advance.
When was How to Solve All Your Money Problems Forever published, and who published it?
Vorco Publishing of Portland, Oregon issued the first edition in 1996 at 280 pages, ISBN 0912937319. Open Library also records a Berkley Publishing Group edition. The paperback linked here is the 2013 Vorco printing, ISBN 9780912937328, 330 pages.
Is How to Solve All Your Money Problems Forever a budgeting or investing book?
No. There is no budgeting, no debt strategy, no tax content and no investing content in it. The book stays inside the reader's own reaction to money from the first page to the last, which is either the reason to read it or the reason to put it down.
Why is How to Solve All Your Money Problems Forever on Kevin Trudeau's reading list?
It sits at number twelve on the list circulated by his fan club. The likely reason is that Boc's repellent force maps onto what Trudeau calls counterintentions, and onto the three inherited money beliefs his own article names. Boc reaches the same target by a behavioral route rather than a meditative one.
How to Solve All Your Money Problems Forever by Victor Boc Book Review: The Short Version
Ignore the cover. Underneath a title nobody should take literally is a narrow, plainly written book about one idea most money books never raise: that the grip itself might be the problem. Prong one is standard and has research pushing against it. Prong two is genuinely unusual, and it is why this Victor Boc paperback keeps turning up on lists like Trudeau's.